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I'm on work experience <a href=" http://www.djoasis.com/help-with-homework-online-free/ ">term papers online</a> "In an ideal world, everyone would have disability insurance protection," says Stephen Brobeck, executive director of the Consumer Federation of America. Only about one-third of employees currently have access to disability insurance at work, he says, and taking out insurance on the private market can be expensive. "Group disability insurance is relatively low cost, given that employers negotiate the price with the insurance company," Brobeck says.
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